Michelle Starratt
Housing Director
Housing & Community Development Department

Mortgage Credit Certificate Program

CDLAC will not be providing MCC funds to counties statewide in 2020. As a result, Alameda County will not have MCC funds and will not be able to distribute MCC's this year. Some counties are able to issue MCC's due to funds remaining from previous allocations, however Alameda County exhausted its 2019 allocation of funds in October 2019.

We hope that CDLAC reevaluates the allocation of funds for Single Family First-Time Homebuyer Programs for 2021.

Mortgage Credit Certificate Program Graphic.