Mortgage Credit Certificate Program
Alameda County Housing and Community Development Department (HCD) administers the Mortgage Credit Certificate (MCC) Program throughout the County. MCC's provide the income eligible first-time home buyer with an opportunity to reduce the amount of federal income tax owed each year they own and live in their homes. The MCC assists a family in qualifying for a larger first mortgage.
The MCC Program works through pre-approved participating lenders. If you would like more information about how to access the program, please contact one of the loan officers on the Participating Lenders List.
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