Linda Gardner
Housing Director

Housing & Community Development Department

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Local Home-Ownership Resources

Various cities within Alameda County provide assistance for first-time and/or low-income homebuyers. On a city-by-city basis, down payment assistance, silent second mortgage programs or below market rate units may be available to assist you in purchasing a home. Contact Information For Each City (PDF - 199kB)

Multiple local governments in the East Bay received Neighborhood Stabilization Program (NSP) funds to rehabilitate and re-sell foreclosed upon homes. You can access more information about Alameda County NSP.

Alameda County Mortgage Credit Certificate Program

On a Countywide basis, the Mortgage Credit Certificate Program (MCC) is available to assist qualified first-time homebuyers to afford the mortgage on their first home. Please visit the MCC page for more information.

Federal and State Home-Ownership Resources

The Federal Government and the State of California have various programs to assist low-income households and first-time home-buyers. For more information:

• U.S. Department of Housing and Urban Development programs HUD
• California Housing Finance Agency programs CalHFA
• State Department of Housing and Community Development programs.

Foreclosure Assistance

If your home is in danger of foreclosure, please visit our Foreclosure Assistance page.