Homeownership Program

Local Home-Ownership Resources

AC Boost Downpayment Assistance Program

The AC Boost program provides down payment assistance loans to eligible, middle-income, first-time homebuyers to facilitate the purchase of owner-occupied homes in Alameda County. Funded by Alameda County taxpayers who approved the Measure A1 Housing Bond passed in November 2016, qualified applicants can borrow up to $210,000 in the form of a shared appreciation down payment assistance loan to buy a home in the county. Please visit the AC Boost website for more information.

Various cities within Alameda County provide assistance for first-time and/or low-income homebuyers. On a city-by-city basis, down payment assistance, silent second mortgage programs or below market rate units may be available to assist you in purchasing a home. Contact Information For Each City (PDF - 199kB)

Alameda County Mortgage Credit Certificate Program

The California Debt Limit Allocation Committee (CDLAC) has announced there is currently no funding available for Single-Family First-Time Homebuyer Programs. As a result, Alameda County is not able to receive and process any new Mortgage Credit Certificate (MCC) applications. We maintain the ability to process Refinance Mortgage Credit Certificate (RMCC) applications.

Federal and State Home-Ownership Resources

The Federal Government and the State of California have various programs to assist low-income households and first-time home-buyers. For more information:

Foreclosure Assistance

If your home is in danger of foreclosure, please visit our Foreclosure Assistance page.

Homeownership & Program Information Graphic.

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