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Local Home-Ownership Resources

AC Boost Downpayment Assistance Program

The AC Boost program provides down payment assistance loans to eligible, middle-income, first-time homebuyers to facilitate the purchase of owner-occupied homes in Alameda County. Funded by Alameda County taxpayers who approved the Measure A1 Housing Bond passed in November 2016, qualified applicants can borrow up to $210,000 in the form of a shared appreciation down payment assistance loan to buy a home in the county. Please visit the AC Boost website for more information.

Various cities within Alameda County provide assistance for first-time and/or low-income homebuyers. On a city-by-city basis, down payment assistance, silent second mortgage programs or below market rate units may be available to assist you in purchasing a home. Contact Information For Each City (PDF - 199kB)

Alameda County Mortgage Credit Certificate Program

On a Countywide basis, the Mortgage Credit Certificate Program (MCC) is available to assist qualified first-time homebuyers to afford the mortgage on their first home. Please visit the MCC page for more information.

Federal and State Home-Ownership Resources

The Federal Government and the State of California have various programs to assist low-income households and first-time home-buyers. For more information:

• U.S. Department of Housing and Urban Development programs HUD
• California Housing Finance Agency programs CalHFA
• State Department of Housing and Community Development programs.

Foreclosure Assistance

If your home is in danger of foreclosure, please visit our Foreclosure Assistance page.