Homeownership Program
Local Home-Ownership Resources
AC Boost Downpayment Assistance Program
The AC Boost program provides down payment assistance loans to eligible, middle-income, first-time homebuyers to facilitate the purchase of owner-occupied homes in Alameda County. Funded by Alameda County taxpayers who approved the Measure A1 Housing Bond passed in November 2016, qualified applicants can borrow up to $210,000 in the form of a shared appreciation down payment assistance loan to buy a home in the county. Please visit the AC Boost website for more information.
Various cities within Alameda County provide assistance for first-time and/or low-income homebuyers. On a city-by-city basis, down payment assistance, silent second mortgage programs or below market rate units may be available to assist you in purchasing a home. Contact Information For Each City (PDF - 199kB)
Alameda County Mortgage Credit Certificate Program
On a Countywide basis, the Mortgage Credit Certificate Program (MCC) is available to assist qualified first-time homebuyers to afford the mortgage on their first home. Please visit the MCC page for more information.
Federal and State Home-Ownership Resources
The Federal Government and the State of California have various programs to assist low-income households and first-time home-buyers. For more information:
- U.S. Department of Housing and Urban Development programs HUD
- California Housing Finance Agency programs CalHFA
- State Department of Housing and Community Development programs.
Foreclosure Assistance
If your home is in danger of foreclosure, please visit our Foreclosure Assistance page.

