First Time Home Buyer Programs
Local Home-Ownership Resources
Various cities within Alameda County provide assistance for first-time and/or low-income homebuyers. On a city-by-city basis, down payment assistance, silent second mortgage programs or below market rate units may be available to assist you in purchasing a home. Contact Information For Each City (PDF - 199kB)
Multiple local governments in the East Bay received Neighborhood Stabilization Program (NSP) funds to rehabilitate and re-sell foreclosed upon homes. You can access more information about Alameda County NSP or you can go directly to the homehub website where NSP-funded homes are listed.
Alameda County Mortgage Credit Certificate Program
On a Countywide basis, the Mortgage Credit Certificate Program (MCC) is available to assist qualified first-time homebuyers to afford the mortgage on their first home. Please visit the MCC page for more information.
Federal and State Home-Ownership Resources
The Federal Government and the State of California have various programs to assist low-income households and first-time home-buyers. For more information:
- U.S. Department of Housing and Urban Development programs HUD
- California Housing Finance Agency programs CalHFA
- State Department of Housing and Community Development programs.
If your home is in danger of foreclosure, please visit our Foreclosure Assistance page.