Community Development Agency
Housing & Community Development Department
Michelle Starratt
Housing Director
- Available Housing Check Here
- Tenant and Property Owner Resources
- MEASURE A-1 HOUSING BOND
- COMMUNITY DEVELOPMENT
- HIV/AIDS HOUSING
- HOMELESSNESS
HOMEOWNERSHIP
- RENTAL HOUSING
- HMIS USERS
- Fair Housing
- Mobile Home Park Ordinance
- Rent Mediation Services
- HUD Income and Rent Limits
- REPORTING FORMS
- DOCUMENTS & REPORTS
Mortgage Credit Certificate Program
- Home
- MCC Description
- Income/Purchase Price Limits
- IRS Requirements
- FAQ's
- MCC - Lenders Only
- Refinance - Lenders Only
This page is meant for participating lenders only.
If you are a homebuyer interested in obtaining an RMCC, you should contact a Participating Lender (PDF - 67kB). By law, we may not accept an RMCC application directly from the homeowner.
Refinance - Lenders Only
Becoming a Participating Lender:
If you are a non MCC/RMCC Lender, and would like to apply for participation status, fill out the MCC Lender
Participation Agreement (MCC1). Once you have filled out the application, please mail the original, along with
your participation fee to MCC Program, 224 W. Winton Ave, room 108, Hayward CA 94544
- MCC1 - Lender Participation Agreement (PDF - 76kB)
- Current Participating Lender List (PDF - 67kB)
RMCC Application & Transmittal:
The County of Alameda offers a Reissued MCC (RMCC) Program for homeowners who are refinancing their MCC-assisted mortgages. An Applicant may refinance as many times as they would like, however the MCC must also be reissued for each refinance. The RMCC application process begins when the Lender submits an application package to HCD. The application package includes two program forms and other supporting documents.
The following documents must be enclosed, or the Application will be returned.
All Applications:
- Money Order, Cashier's Check, or Lender Company Check for $750, payable to Alameda County MCC Program.
(NO PERSONAL CHECKS WILL BE ACCEPTED) - RMCC1 - Reissued Application Checklist (PDF - 303kB)
- RMCC2 - Reissued Application and Affidavit (PDF - 83kB) (Notarized)
- Copy of Original MCC and all previously issued RMCC's
Documents from "Original Loan" and "First Refinance":
- Copy of the original note.
If applicant does not have a copy, they should contact the Title Company that handled their original loan. - HUD-1 Settlement Statement for original loan. (Payoff of the original loan that purchased the Property).
Documents from Current Refinancing:
- Copy of Preliminary Title Report with respect to new Loan (refinance)
- Copy of new loan application, (1003A)
- Copy of Note and Deed of Trust for new loan.
- HUD-1 Settlement Statement for new loan - must be certified.
